By GAFM ® Management & Finance Certification ®
    chartered wealth manager accredited financial analyst financial planner ISO 9001 Accredited Certification Body Training
International Board of Standards - Professional Designations -  Accredited Education.  Creating the World's Leaders in Management ™

<< Previous    1...   56  57  [58]  59  60  ...91    Next >>

Learn About Your Employer's Pension Or Profit Sharing Plan  

If your employer offers a plan, check to see what your benefit is worth. Most employers will provide an individual benefit statement if you request one. Before you change jobs, find out what will happen to your pension. Learn what benefits you may have from previous employment. Find out if you will be entitled to benefits from your spouse’s plan.  

Contribute To A Tax-Sheltered Savings Plan  

If your employer offers a tax-sheltered savings plan, such as a 401(k), sign up and contribute all you can. Your taxes will be lower, your company may kick in more, and automatic deductions make it easy. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate. 

Ask Your Employer To Start A Plan  

If your employer doesn’t offer a retirement plan, suggest that it start one. Simplified plans can be set up by certain employers.  

Put Your Money Into An Individual Retirement Account  

You can put up to $3,000 a year into an Individual Retirement Account (IRA) and gain tax advantages. The chart below illustrates the way your account can grow in an IRA. 

 

When you open an IRA, you have two options – a traditional IRA or the newer Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, you should know that the after-tax value of your withdrawal will depend on inflation and the type of IRA you choose. 

Don't Touch Your Savings  

Don’t dip into your retirement savings. You’ll lose principal and interest, and you may lose tax benefits. If you change jobs, roll over your savings directly into an IRA or your new employer’s retirement plan.  

<< Previous    1...   56  57  [58]  59  60  ...91    Next >>

About GAFM ®

  

The GAFM International Board of Standards is TUV Accredited and ISO Certified for Quality and ISO 29990 Certified for Training Standards

 

● Training Calendar
● Home
● About
● Certifications
● Benefits
● Recognition
● Board
● Requirements
● Providers
● Events
● CWM Training Program
● News
● Articles
● Contact
● Application
● In House Training
● Speakers
● CEO Message
● Verify Member
● Guides
● Qualifying Degrees
● Global Advisors
● Membership
● Mission
● Ethics
● Handbook
● Financial Planner Program
● Chartered Economist
● CCO
● Higher Institute
● IP List
● Edevate
● Distribution
● Management Consulting Jobs
● AAPM
● TUV Accreditation
● Terms
● Deans Letter
● AFA Approved Masters Degrees
● Copy of Certification
● Economics Certification
● Economics Degrees
● Management Degrees
● Finance Degrees
● Accounting Degrees
● Exams
● Renew Certification
● Continuing Ed
● Trademarks
● CWM ® Chartered Wealth Manager ®

 

Validate and Verify Member Here

 

 TUV Accredited

 




 

Join our Linkedin Group

LinkedIn.com

 




 Accredited Certified Financial Analyst Chartered Accountant

Top Certifications and Designations

  • AFA Accredited Financial Analyst ®
  • AMA Accredited Management Accountant  ®
  • AMC Accredited Management Consultant  ®
  • CRA Certified Risk Analyst ®
  • MFP Master Finanical Planner
  • CTEP Chartered Trust & Estate Planner
  • CIPM Certified International Project Manager ®
  • MPM Master Project Manager ®

 

The GAFM ® Board is the 1st Graduate Certification Body to Become Accredited  and Certified for: ISO 9001 Quality and ISO 29990 Training in the World. GAFM ® owns the former AAFM ® Certifications and Programs

 



IP/Rights Global