chartered wealth manager accredited financial analyst financial planner ISO 9001  Accredited Financial Analyst Certification Logo
International Board of Standards - Professional Designations -  Accredited Education.  Creating the World's Leaders in Management ™

 
<< Previous    1...   87  88  89  [90]  91    Next >>



CreditThe granting of money or something else of value in exchange for a promise of future repayment.

Credit bureauAn organization that compiles credit information on individuals and businesses and makes it available to businesses for a fee.

Credit cardA plastic card from a financial services company that allows cardholders to buy goods and services on credit.

Credit ratingAn estimate of the amount of credit that can be extended to an individual or business without undue risk.

Credit reportA loan and bill payment history, kept by a credit bureau and used by financial institutions and other potential creditors to determine the likelihood a future debt will be repaid.

Credit unionA cooperative organization that provides financial services to its members.

CreditorA person, financial institution or other business that lends money.

DebtMoney owed; also known as a liability.

Debt servicePeriodic payment of the principal and interest on a loan.

DebitCharges to an account.

Debit cardA plastic card similar to a credit card that allows money to be withdrawn or the cost of purchases paid directly from the holder's bank account.

DelinquencyThe failure to make timely payments under a loan or other credit agreement.

DiversificationThe distribution of investments among several companies to lessen the risk of loss.

DividendA share of profits paid to a stockholder.

EquityOwnership interest in an asset after liabilities are deducted.

Face valueThe principal amount of a bond, which will be paid off at maturity.

Fair market valueThe price a willing buyer will pay and a willing seller will accept for real or personal property.

Federal Deposit Insurance Corp. (FDIC) A federally chartered corporation that insures bank deposits up to $100,000.

Finance companyA company that makes loans to individuals.

Financing feeThe fee a lender charges to originate a loan. The fee is based on a percentage of the loan amount; one point is equivalent to 1 percent.

ForeclosureThe legal process used to force the payment of debt secured by collateral whereby the property is sold to satisfy the debt.

401(k) planA tax-deferred investment and savings plan that serves as a personal retirement fund for employees.

General obligation bondA type of municipal bond backed by the full faith and credit of the governmental unit that issues it.

Individual development account (IDA)A type of savings account, offered in some communities, for people whose income is below a certain level.

Individual retirement account (IRA)A retirement plan, offered by banks, brokerage firms and insurance companies, to which individuals can contribute each year on a tax-deferred basis.

Industrial bondA financial instrument issued by businesses primarily to fund expansion or acquisitions.

InterestA fee for the use of money over time. It is an expense to the borrower and revenue to the lender. Also, money earned on a savings account.

Interest rateThe percentage charged for a loan, usually a percentage of the amount lent. Also, the percentage paid on a savings account.

InvestorAn organization, corporation, individual or other entity that acquires an ownership position in an investment, assuming risk of loss in exchange for anticipated returns.

Installment planA plan requiring a borrower to make payments at specified intervals over the life of a loan.

InvestingThe act of using money to make more money.

LeverageThe ability to use a small amount of money to attract other funds, including loans, grants and equity investments.

LiabilityMoney an individual or organization owes; same as debt.

LienA creditor's claim against a property, which may entitle the creditor to seize the property if a debt is not repaid.

LiquidityThe ease with which an investment can be converted into cash.

LoadThe fee a brokerage firm charges an investor for handling transactions.

LoanA sum of money lent at interest.

Managementfee The fee paid to a company for managing an investment portfolio.

Market valueThe amount a seller can expect to receive on the open market for merchandise, services or securities.

MaturityThe time when a note, bond or other investment option comes due for payment to investors.

Money market savings accountA type of savings account offered by a financial institution.

MortgageA temporary and conditional pledge of property to a creditor as security for the repayment of a debt.

Municipal bondA bond issued by cities, counties, states and local governmental agencies to finance public projects, such as construction of bridges, schools and highways.

Mutual fundA pool of money managed by an investment company.

Net worthThe difference between the total assets and total liabilities of an individual.

Par valueThe nominal, or face, value of a stock or bond, expressed as a specific amount on the security.

PretaxA person?s salary before state and federal income taxes are calculated.

Predatory lendingTargeting loans to elderly, low-income and other people to take advantage of their financial status or lack of financial knowledge.

Prime rateThe lowest interest rate on bank loans, offered to preferred borrowers.

PrincipalThe unpaid balance on a loan, not including interest; the amount of money invested.

Promissory note A written promise on a financial instrument to repay the money plus interest. 

<< Previous    1...   87  88  89  [90]  91    Next >>

About GAFM ™

  

The GAFM International Board of Standards is SIS Sanctioned &  QAHE ECLBS MACCA Accredited and ISO Certified for Quality and ISO 21001 Certified for Training Standards with ISO 29993 Certification backed by IAOS Accreditation

 

● Home
● About
● Requirements
● Certifications
● Board
● Benefits
● Online Certification
● Recognition
● Qualifying Degrees
● Training Providers
● How To Use
● CEO Message
● SIS Certification
● Register
● Accreditations
● IAF CERT
● EU Accreditation
● Handbook
● Mission
● Contact Us
● News
● Apply
● AAMBFS
● Events
● In House Training
● Speakers
● Ethics
● CWM Training Program
● Articles
● Verify Member
● Guides
● Membership
● Be a Training Provider
● Project Management Certifications
● Renew Certification
● Continuing Ed

 

Validate and Verify Member Here
 

SIS29993

ISO21001Logo

IOQM

 



 

Join our Linkedin Group

LinkedIn.com

 



 Accredited Certified Financial Analyst Chartered Accountant

Top Certifications and Designations

  • AFA Accredited Financial Analyst ®
  • AMA Accredited Management Accountant  ®
  • AMC Accredited Management Consultant  ®
  • CRA Certified Risk Analyst ®
  • MFP Master Finanical Planner
  • CTEP Chartered Trust & Estate Planner
  • CIPM Certified International Project Manager ®
  • MPM Master Project Manager ®

 

The GAFM ™ Board is the 1st Graduate Certification Body to Become Accredited  and Certified for: ISO 9001 Quality and ISO 29990 Training in the World. GAFM ® owns the former AAFM ® Certifications and Programs

IACSB



 

  USA - Asia - Russia - India - EU - West Indies - China - Indonesia - Latin America - Arabia - Africa

Certified Management Consultant 

Best Online University - Online Nursing Degrees

Home Home ACBSP About AABFS CFM Chartered Financial Manager Requirements Certifications Board Course Certifications Benefits Online Certification Convert Courses To Certification Recognition Qualifying Degrees Training Providers How To Use CEO Message Register Accreditations IAF CERT EU Accreditation Handbook Mission Contact Us News Certified Data Analyst Wealth Management Sample Test Quiz PSA ERM Article Application Apply Global Advisors instructions AAMBFS Old Online Certification FINTECH CAIFP   Certified Artificial Intelligence in Finance Professional  ™ CHFM CHARTERED FINANCIAL MANAGER Dubai UAE INFORMA Training 2019 Events In House Training Speakers About Old Chartered Wealth Manager News Sri Lanka & The Maldives Ethics CWM Training Program Magazine of Wall Street CWM Chartered Wealth Manager Cert Brazil UBT AMA Reg. Payments Registration NewMembers IP payment Corporate Discount payments HomeCoPY Paper Award Home George Mentz Colorado Springs CEO GAFM - Global Academy of Finance & Management charteredwealthmanager Ghana AFAPayment AFAPPC GetCertifiedPPC GetCertifiedPPC2 Stock Markets Training Calendar FINRA MFP Financial Planner AFA Chartered Certified Economist Certified Financial Analyst FINRA SEC Chartered Wealth Manager Training Verify Member indonesia malaysia Guides Informa GAFM Guides Jamaica Membership Governmental Recognition Links Financial Planner Program Chartered Economist CCO Higher Institute IP List Be a Training Provider Management Consulting Jobs Project Management Certifications CWM Chartered Wealth Manager Terms Deans Letter AFA Approved Masters Degrees Economics Certification Economics Degrees Management Degrees Finance Degrees Accounting Degrees Exams Renew Certification Continuing Ed Awards Letter Renew 2014 Sample Honor Society Trademarks Careers Government Jobs Complaint pics Mentz George Mentz Lawyer Mentz George Colorado USA Speaker Consultant AFA ® Accredited Financial Analyst Certification ChFM Chartered Financial Manager ® Accredited CTEP ® Trust and Estate Certification CIPM ® Certified International Project Manager CWM ® Chartered Wealth Manager ® AMA ® Management Accountant Certification AMC ® Management Consulting Certification MMC ® Management Consulting Certification Book Chartered Fraud Investigator

Google Plus 

Reference to FINRA Certification Guide & Standards

FINRA EDUCATION CWM Chartered Wealth Manager ® Chartered Financial Manager ® AFA Accredited Certified Financial Analyst ® AMA Accredited Certified Management Accountant  ® CAM Chartered Asset Manager CTEP Chartered Trust and Estate Planner ® RFS Registered Financial Specialist CMA Chartered Market Analyst FAD Financial Analyst Designate CPM Chartered Portfolio Manager - IACSB

* Chartered Financial Manager FINRA * Certified Risk Analyst FINRA * MFP Master Financial Planner ®  - Aspen Commission

 

All Rights Reserved 1996-2022 -  GAFM Global Academy of Finance and Management   & Association for Finance and Management
 Mentzinger Media LLC   Board of Standards - Accreditation and  Certification - Global Certified  Accountants Financial Analysts Institute 
Association of International Financial Accounting  Foregin Relations Public Policy Council  Chartered Wealth Manager 
Accredited Financial Analyst Certified Chartered Management Accountant   - Association Institute Academy 
US Department of Labor  - George Mentz  - George Mentz Trump - Commissioner George Mentz 
Join us on LinkedIn  - Financial Analyst Training - Chartered Wealth Manager ® - ChE Chartered Economist ® - IACSB - CHEQS
 
Certified Financial Analyst * Management Consultant Certification * Certified Project Manager * Chartered Wealth Manager 
 
www.GAFM.us * www.GAFM.org 
In alliance with the Unincorported Non-Profit Association of Finance and Management USA 
Legal Notice:  The GAFM International Board of Standards and Academy have existing mutual trademarks agreements with the CFP Certified Financial Planner Board, The IMA Institute of Management Accountants, and the CFA Chartered Financial Analyst Institute formerly known as the AIMR association.
 
A financial analyst  securities analyst, research analyst, equity analyst, or investment analyst is a person who performs financial analysis for external or internal clients as a core part of the job. Financial analysis (also referred to as financial statement analysis or accounting analysis or Analysis of finance) refers to an assessment of the viability, stability and profitability of a business, sub-business or project. It is performed by professionals who prepare reports using ratios that make use of information taken from financial statements and other reports. These reports are usually presented to top management as one of their bases in making business decisions. Certification as a financial analyst requires accredited education in finance 
 
Management consulting is the practice of helping organizations to improve their performance, primarily through the analysis of existing organizational problems and development of plans for improvement. Organizations may draw upon the services of management consultants for a number of reasons, including gaining external (and presumably objective) advice and access to the consultants' specialized expertise. Becoming certified in management consulting requires proper education experience and credentials. 
 
Management accounting or managerial accounting is concerned with the provisions and use of accounting information to managers within organizations, to provide them with the basis to make informed business decisions that will allow them to be better equipped in their management and control functions. Cost accounting is a process of collecting, analyzing, summarizing and evaluating various alternative courses of action. Its goal is to advise the management on the most appropriate course of action based on the cost efficiency and capability. Cost accounting provides the detailed cost information that management needs to control current operations and plan for the future. Certification in management or cost accounting requires education and expertise in accounting. 
 

CWM Chartered Wealth Manager ® AFA Accredited Financial Analyst ® AMA Accredited Management Accountant  ® CAM Chartered Asset Manager CTEP Chartered Trust and Estate Planner ® RFS Registered Financial Specialist CMA Chartered Market AnalystFAD Financial Analyst Designate  CPM Chartered Portfolio Manager MFP Master Financial Planner  ®

 
 
IP/Rights Global