International Board of Standards - Professional Designations - Accredited Education.
Creating the World's Leaders in Management ™
GAFM Global Academy of Finance and Management ® Advisory Council
AAFM ® Global Standards and Governance
Over a Decade of Quality Assurance and Accreditation
Mandates
GAFM ® Global Board of Standards and Advisory:
Global Certification Standards and Quality Assurance
•Professor Dr. Roberto J. Santillán Salgado - Graduate
Finance Programs at EGADE-ITESM, Monterrey Campus - Founder AAFM ® Latin & South America
•Prof. George S Mentz, JD, MBA, CWM® – GAFM CEO Global Board
of Standards – Lic. Counselor of Law and Notary Public*** - United States
•Dr. Ciro Martinez II, PhD, JD, LLM, MBA, CWM, MFP, CEC –
Hon. Academic Standards - AAFM Law Certification Program www.llmprogram.org
•Carl Chia Lin Thong, MBA, CWM ®, MFP – AAFM ® Asia
(President of Asia Standards and Accreditation) - Founder AAFM ® Asia Singapore and China Chapter &
Training
•Dr. Ishaq Shafiq – PhD, MFP, ChE – AAFM ® Global Advisor –
USA and ACCE Economists – Quantum Consultants USA. Royal Society of Fellows Alliance - Africa, USA,
Arabia
•Dr. Cornell Collins, PhD, MPM, CIPM, BCSH, CPM, CHt. –
Bahamas, India and Canada – Global Advisor AAFM® and AAPM® - India, Canada, Bahamas, West Indies
Honorary Global Advisory Council - Global of Academic Advisors & Professors * Award Recognition •Dr. David N. Bayor, Esq.; D.B.A., J.S.M, CRA™, CAM™, – Management Consultant, New York USA –Global Advisory Council
•Lawrence E. Creeden,
JD, LLM, MBA, MSI, CMA, CFS, LIFA, Hon. Global Advisor
• Dr. Taher R.
Kidwani. CWM ® Certified Chartered Wealth Manager, CAM Chartered Certified Asset Manager, ChE Chartered
Economist-economic policy analyst, AAFM Board of Honorary Global Advisors. Yusr Islamic Bank, Managing
Director
• Prof. Dr. Pablo
Fernandez - IESE Business School Madrid Spain
•Meocre Li, CPA -
President AAFM Approved Training China Operations - Hong Kong and Mainland www.AAFM.org
•Dr. Evangelos
Giouvris, BSc (Hons), MSc (Dunelm), PhD (Dunelm), Fellow of the Higher Education Academy (UK), ChE
(AAFM)
•Dr. Nicola A. Spence,
PhD, CPM - San Francisco - Asia Global Advisory
•Prof. Dr. C. Bergström Stockholm School of Economics
Department of Finance Head of the EFI (Economic Research Institute at the Stockholm School of
Economics)
•Dr. Mohamed Yousry Elkhawaja, RBA™ Arabian Community Middle East North Africa. GAFM® Certified Trainer & Certifications Nominator •Direktor: Prof. Dr. D. Sondermann, MFP Mas. Fin. Prof. ™ Universität Bonn - Institut für Gesellschafts- und Wirtschaftswissenschaften •Prof. Dr. G. J. Charreaux Universite de Bourgogne Dijon Cedex, Bourgogne 21066 France MFP™ Mas. Fin. Prof.™ •Dr. Horatius Jackie Williams (CEO/Chairman, H.J. Williams Enterprises) PhD, LLM, MBA - Hon. Global Advisor •Syed N. Hussain, Ph.D, MBA, CBA, AMA , Senior Estate Manager, Consumer Insolvency MNP Ltd, Certified Consultant to Management, Business Restructuring Advisor.
•Dr. Shivakumar Deene, M.Com., M.Phil., Ph.D., FRAS
(London), MIMA, (D.Litt.), Global Advisor AAFM® and AAPM® - Hon. India Global Advisor
•Dr. Trevor Hamilton, CWM®, FBIM, FJIM, FIMCJ, President of
Trevor Hamilton and Associates International Management Consultants
•Manoj Jain, MPM ™- MQM ™- ITIL® V3 - PMI-RMP ® - PMP ® - MBA (Marketing) - B. E. (Electronics & Communications) - Honorary Global Advisory Board Member AAPM ™ - Member of PMI ® and AAPM ™. •Dr. Keyur Thaker - Prof. at Indian Institute of Management, Indore - Hon. Global Advisor •Assoc. Prof Anelia Radulova, PhD - Tsenov Academy of Economics - Svishtov - Honorary Global Advisory Board
•Prof. Dr. Isam Zabalawi - President The Arab Academy For
Banking & Financial Sciences - Honorary Global Advisory Board and Standards Council Arabia
•Prof. Dr. Khalid Amin
Abdullah - The Arab Academy For Banking & Financial Sciences - Honorary Global Advisory Board and Standards
Council Arabia
•Dr. Abdulrahman Hashem
- CEO - Center of International Authentication for Training and Consultation (Al •Tawtheeq Al Dowali) - Honorary Global Advisory Board
& Standards Council
•Lic. Dr. Dr. Lawrence
Lowell, PhD; ProfD; AMC™; MCMI; FIMS; Pr Bus C; MBA; PGD; LL B; Adv Dip. Management & Educational
consultant. Founder/CEO, Lowell Professional Services, Ghana. Director LPS Centre for Open & Distance
Education, Ghana Lecturer, Valley View University Kumasi campus, Ghana. Accredited Management Consultant
(AMG™). Member (MICHE) International Council for Higher Education, Zurich. Member (MCMI) Chartered Management
Institute (CMI) UK. Member Dunamis Degree Accreditation Association (DDAA) South Africa. Fellow (FIMS)
Institute of Management Specialist (IMS) UK. Professional Business Consultant Design Technology and Management
Society International (DTMSI) South Africa. Past Member Association for International Arbitration (AIA)
Belgium. Hon. Global Adviser AAFM ® - Ghana.
•Khaled A Khalifa Alshehhi , Chairman of CIPS branch , UAE
and Fertil VP, procurement. - Hon. Global Advisory
•Gil Cohen, PhD, Head of the Finance track Carmel Academic Center - Tel Aviv - Hon. Global Advisor •Dr. Kossivi A. Afanvi, MD, CMgr MCMI (Chartered Manager Member of CMI), ChHE (Chartered Health Economist), Departement de Sante Publique-Faculte des Sciences de Sante, Universite de Lome-Togo. •Brandi Powell-Espiritu, Executive Director, Center for Theoretical, Biological Physics, MBA, MPM, CIPM, AAFM-Fellow & Honorary Global Advisory Board Member •Fengshun "Leo" Bin, PhD, CRA - Assoc Professor of Finance, U of I at Springfield- Hon. Global Advisor
•Dr. Margarita Bassabikova - Vice Chairmen of Audit
Colleguim in Kazakhstan - Hon. Global Advisor
Dr Dimitris Koumparoulis, Director of the Economic
Department at the UGSM-Monarch Business School Switzerland - Hon. Global Advisor.
Girish.K.Nair, MBA., MFT., M.Com., Lecturer in Fianance
& Economics, Dept. of International Hospitality, Tourism and Business Management, Stenden University, Qatar
- Hon. Global Advisor
Dr. Ioannis Salamouris Assistant Professor of Finance at
Hellenic American University - Honorary Global Advisory Board
•Dr. Alan H. Harper, Ph.D., M.B.A., MFP ® - SouthUniversity
-Virginia Beach | Asst. Professor- Business Administration & MBA – Honorary Standards
Advisory
•Dr. Obaid Al Zaabi - Training and Research at UAE
Securities & Commodities Authority - Government of UAE
Mr. Roland Micky Marengo MFP, AFA, RBA, AMC ® FAAFM.
Management Consultant Seychelles, Honorary Global Advisor AAFM®.
•Dr. Raymond R. Tjandrawinata, PhD, MS, MBA, MFP, FSB,
Biomedical Scientist and Business Development Professional, Jakarta, Indonesia
•Kristin M. Litts, JD, LLM, C.A.M.C., C.A.P.A., C.E.A., C.T.E.P., C.W.M., M.F.P. •Dr. Pierre Al-Khoury PhDc, MMB, MFP, CAM - Dept. Chair, Management Studies, College of Business Administration Hariri University •Dir. Luna Christie Tjung, B.Sc., MFP, CVM, CPEP, CHP, Director of Fide Consultant Group, Singapore, Asia. •Don Boulay, PhD, MASc, PMP, MPM, MCP •Dr. Mark Kayongo, PhD, MFP™, RFS™ - National Bureau of Standards - Hon. Global Advisor •Marianna Hamilton, JD, Chartered Compliance Analyst (TM), licensed CA RE Broker, Registered US Patent Attorney •Sara M. Johnson, PhD candidate, CFP, CWM , LL.M, Private Wealth Consultant, BMO Harris Private Banking •Dr. Jun Jiang, Ph.D. CWM - Honorary GLobal Advisory Asia •Dr. Gregory P. Green, JD, LLM, MBA, MA, CWM®, CAM, MFP, RFC, RFP - Colorado USA - Hon. Global Advisor •Prof. Dr. C. P Wolff, MFP - Maastricht University - The Netherlands Research Fellow of the Centre for Economic Policy Research, London •Dr. Robert Munro, PhD, MA, MFP - Gainesville, FL University of Florida Law School - Co-Director, Center for International Financial Crimes Studies •Elizabeth E.M. Thompson, B.A., LL.B., MFP, Registrar General of the Bahamas, Barrister, Counsel and Attorney-at-Law, Master Financial Professional, Charter Professional Member •Prof. Dr. Joseph Heinlein, Mas. Fin. Prof - Brussels "The Original US Business School in Europe" BU Belgium ** Now at NATO •Prof. James Lavorgna, JD, CWM™, CFP™, LLM - AAFM Certified Trainer •Prof. Dr. Shinichi Watanabe, PhD Mas. Fin. Prof™ - Belgium •Dr. George L. Salis, PhD. LLM, LLB (Hons), BS, FAD, MFM, CWM, MFP Mas. Fin. Prof., - CEO & Principal JurisConsults Intl. Group, LLC Member: ABA, IBA, London Court Intl. Arbitration, Royal Society of Fellows •Prof. Julia K. Brazelton, PhD, MFP Mas. Fin. Prof.™ Connecticut •Dr. Lincoln B. S. Rosa, PhD, MBA, CompTIA ITProject+ SME, AAPM Member, IEC Fellow, ICECC, MCSE, Chair of AAFM Brazil, President of Silva Rosa Group. **
List of AAFM/AABFS Advisory Board Members MENA
Region
MENA Region Arab Academy for Banking and Financial Sciences
President Prof. Isam Zabalawi
MENA Region Arab Academy for Banking and Financial Sciences
Vice President Prof. Khalid Amin Abdulla
MENA Region Arab Academy for Banking and Financial Sciences
General Manager Dr. Amr El- Nahas
MENA Region Arab Academy for Banking and Financial Sciences
Director – Arab & International Relations Ms. Rana A. Al-Zou’bi
Beirut- Lebanon Fenicia Bank Branches Network Manager Mr.
Ali Hussein Badran
Palestine Palestine Bank Training Manager Dr. Majid El
Jedi
Egypt Arab African International Bank Head of Financial
Institutions Division Mr. Mohsen Rashad
KSA The Saudi Investment Bank Consultant , Human Resources -
Learning & Development Dr. Shehab E-Deen Ragei’e
KSA The Savola Group Chief Human Capital Officer Mr. Helal
Omar
Jordan AABFS Banking Expert Dr. Zaher El
Ramhey
Egypt KPMG Egypt Senior Partner Mr. Hesham
El-Afandy
Egypt AABFS Banking Expert Mr. Mohammed Badra
Egypt Central Bank of Egypt General Manager
Supervision Sector Dr. Salah Shehata
Egypt Rasmala Egypt Asset Management Chairman & Managing
Director, Asset Management Mr. Ahmed Abu El-Saad
Qatar AABFS Trainer & Consultant Mr. Nashat Gaber
Mahmoud
Jordan Jordan Commercial Bank Chief Credit Officer CCO Mr.
Mohammad Al-Quraan
List of AAFM/CWM Institute Advisory Board Members
Asia Region
•Linda J. Sulllivan, MBA, CPA, LL.M - USA Global Advisor - International Tax - Hon. Global Advisor •Mahmoud Mufleh Mubaslat, CPA, CFE, CRA, MFP - Kuwait Financial Executive - - Hon. Global Advisor •Nisha P Lakshmi, B-Tech, MBA, CBAP, RBA, ALMI, INS •Mr. Young W.Carr, MFP, RFS, CGM, FiSMM, IOM, DGG, AistIIB - Council Chairman AbeSA - South Africa (Hon. Global Advisor)
•Mr . Ahmed Elkhidir Hamed Elsinnary , CTP -CFC - CBA – CIAT
–MCP - CRA - FAAFM , Financial and Management consultant , Cigalah Establishments , Group Chief Internal Audit
, Saudia Arabia - Jeddah ( SUDAN )
•Prof. (Dr.) Niranjan C. Bhat, Hon. Global Advisor for AAFM
and AAPM, International & Grand PhD, FAAPM/FAAFM, MPM, CIPM, GPM, CPD and MFP. - India
•Hon. Dir. Andrew Kane, OBE, CWM, CRA - CEO and Managing Director HSBC Private Banking - Wealth Management, California - AAFM Master Financial Planner •Dr. Mohammed Farid Abdulghany Ahmed Fathalbab, Ph.D, IRCA, CPM , CPES, CWM, CSSBB, CPA , PMP, MBA Financial and Management consultant, Member of British consulting center (BCC- UK) , Project management institute (PMI - USA), American Academy of Financial Management (AAFM - USA), Saudi organization quality council (SOQC) , Saudi organization for certified public accountant (SOCPA), International register of certified auditors (IRCA – UK),ASCB(E) for total quality Management – UK, International register of quality assurance organization (IRQAE – UK), Asian institute of quality management (AIQM – India ) , Egyptian organization for certified public accountant (EOCPA). •Keron Oliver Burrell JP MSc BSc CA MJIM CWM Honorary Global Advisor •Dr Abdul Karim Bangura - BBA,MBA,FIPFM,ICIA,FCAM,FIMS,FAIA(Acad),DBA,ACMA,ACCEA,FCFM,FAAFM,MFM •Prof. Dr. Swarnankur Chatterjee, PhD, CMA, FAD - Athens, GA, USA University Faculty
•Dominic Vincent Ligot, Industry Consultant, Data-Driven
Marketing, Certified Risk Analyst (AAFM), Chartered Economist (AAFM)
•Jonathan Dougherty, J.D., LL.M., CWM, CAM, MFP Mas. Fin.
Prof.™ *
•Romeo A. Ocfemia Jr., CPA, CFE, CRA – Hon. Global Advisor, Middle East and Asia •Honorable Dr. Ishaq Shafiq, PhD, MFP, CEPA -Master Financial Prof. Quantum III Consultants Group, LLC - United States •Bernard W. Bunning, MBA, JD, LL.M, CPA, PFS, CFP, CTEP, MFM, MFP, CWM,, CFS, CVA, CM&AA - Hign Net Worth Consulting •Dr. Min WU, MFP, CWM, - Hong Kong University of Science & Technology •Dr. Alfred Kahl, PhD Canada and US Mas. Fin. Prof. ** •Prof. Lena Booth, Thunderbird Am. Grad. School of Int'l Mgmt. Finance Department World Business US and Singapore •Dr. Ahmed Omar, CFE, MFP, CAMC - USA - Hon. Global Advisor •Prof. Dr. Rajesh Mohnot, Acad. Head FTMS Business School in Singapore, RBA, MFP™ Mas. F.P. •Prof. Gary K. Hunter, Ph.D. Arizona State University •Mike Nall, CPA, CM&A, MFP California, USA ** - Founder Merger Acquisitions Association USA * Honorary Advisor •Dr. F. Thomas Winters III, JD, MBA, CPM, MFP Mas. Fin. •Prof. Richard Paul Kleeburg, CMA, MBA, JD, PhD •Dr A. Ejaife, PhD, CAM, RFS, MFP - Nigeria and England •Dr. Thanaiwong Kirativanich, MFP - Thailand •Profesor Carl Thong, MFP, CEC - Singapore -Director – Royal Mint Wealth Management, Malaysia •Thomas Irwin, MFP, RFS, CAM - Houston Texas •Mr. Ayman Dwidar, CMA, CFM Managing Director, Orbit Management Consultancy - Hon Global Advisor Saudi Arabia •Joyce Molen, MBA, RFS, CAM, CPM, RBA, MFM, MFP Mas. Fin. Prof. - Texas •Kelvin Leong, MSc, CPA, MFP, RBA, CSA, FCCA, MIEEE - Hong Kong (Honorary Advisor) •Matthew D. Hutcheson, MS, CPC, AIFA™, CRC, Chairman and Editor of the Journal of Fiduciary Responsibility -Author, Trainer, and Radio Personality for Finance - Oregon •Dr. Y. Chay, Dr. Y. Chay, MFP, MFM, RFS, CAM, FAD, CWM- Price Waterhouse Coopers - Special Advisor for Singapore and Asia- Price Waterhouse Coopers - Special Advisor for Singapore and Asia •Dr. Sean Rozario, PhD, MBA, MFP, FAD, CWM, MFC - Special Advisor Asia and Singapore. •Michael Bradford, MBA, CWM, ChFC - Capital One Private Client Group (Honorary Advisor) •Prof. Dr. Chung-Liang Huang (Vincent Huang ) , Ph.D., MFP, CWM, RFS, RBA- Taiwan - Hon. Global Advisor •Prof. Dr. Niels Schnecker, PhD, MFM, CCE Managing Senior Partner, Schnecker van Wyk & Pearson - Romania •Dr. E. Oestriecher, CEC, A.A., B.E.S. M.Ed., Ph.D., N.D.. E-Business Executive, Booze Allen Hamilton - Annapolis, MD, USA •Prof. Dr. Swarnankur Chatterjee, PhD, CMA, FAD - Athens, GA, USA University Faculty •Dr. Maurice Ewing, CRA, FRM (GARP), PhD (Princeton), CRA (AAFM), Executive Director, Emerging Markets Risk Advisory - EU European Union •Dr Abdul Karim Bangura - DBA, BBA, MBA, MFM, IPFM, ICIA, FCAM, FIMS, FAIA(Acad), ACMA, ACCEA, FCFM •Steven Burgeman, JD, LLM, CPA, MBA, MAFM, CTS - Tax Lawyer - Illinois, USA - Hon. Gl. Adv. •F. Hale Stewart. JD, LLM, CWM, CAM, CTEP - Houston, TX USA - Hon. Global Advisor •Dr. Graham A Orme FAAFM, AFA - Director of Human Resources and Finance - American Mission Hospital - First Hospital in the Arabian Gulf •Dato Dr. James Alfred - AAFM Asia - Advisor and Presidential Advisor
•Dr. Shivanand R. Koppalkar, Dip. (Computer Technology),
ADCSSA&A, BE (Computer Engg), MBA - Business Administration (USA), Doctorate - Business Administration
(USA), MPM ®, CIPM ®, PME ™, CEC ™ , CSA ™, CMBA™, MCP ™, MBCS, MMC™ , MBC™ , MQC™ , MQM ™, CSOE, CISRCP, CLC ™
, CSMA™ , CAM ™, Agile Methodologies - Certified Scrum Master & Certified Scrum Producct Owner
Accreditations, CWM® - Founder President & CEO, Xplore Software Consulting Inc (USA)
(http://us.xplore-software.com) and Founder Director, Xplore Software Consulting Inc. Ltd (UK). (http://www.xplore-software.com), Hon. Global Advisor for AAPM ® Board of Standards and AAFM ® Board of Honorary Global
Advisors
•Samuel Bonzu, B.Soc.Sc (Hons) -Economics, Master of Public Policy, CEPA ™, Ch.E. ™, Policy Analyst, National Revenue Authority Sierra Leone and the Institute of Public Administration and Management (IPAM), University of Sierra Leone. Hon. Global Advisory Council •Elizabeth C. Fojtu, CWM, CTEP, CAPA, Trust, Estate, and Wealth Transfer Planning for high net worth clients, McManus & Associates, New York and New Jersey, U.S.A., www.mcmanuslegal.com •Suraj K. Mishra, CWM - Hon. Global Advisor Asia and India •Mosbah Al Khatib, AMC - Hon. Global Advisor - Middle East and Asia •Issa Alanati - Hon. Global Advisor - Middle East and Asia •Rami Jamal - Economist, ACI Dealing Certificate, CPM. Associate - Asset Management, SICO Investment Bank. Kingdom of Bahrain. •Dr. Michael Kwateng, D.Sc, MBA, MFP, RFS, Ghana Cocoa Board, AAFM Hon. Global Advisor. •Oudit N. Rai B.A., M.A., LL.B., LL.M. - AAFM Hon. Global Advisor. •Dr. jur. Lawrence E. Creeden, JD, LLM, MBA, MSI, CMA, CFS, LIFA, Hon. Global Advisor •Arben Kola, M.A, J.S.M., CITA, MFP, CTS, CRA, CAMC, CCA - Global Advisory Council •Dr. jur. Constance Sartor Walker, JD, CFE, AFA, AMA, MMC, Financial Consultant/Professor, North Carolina USA - Honorary Global Advisor USA •Robert Ssuuna, MA.EPP, BSc.QE, ChE |Supervisor Research , Statistics & Policy Analysis Commissioner General's Office | Uganda Revenue Authority •Dr. jur. Nicholas Heath Wooten, JD, CAM, MFP - Honorary Global Advisor USA •Mr. Tamer H. Alsayed, CMA, CRA, MFP, RFS, CFP, MBA - Honored Global Advisory •Mr. Iqbal Ismail Patel, MBA, BS, MFP – AAFM ® USA (Loan Manager at Sadara Chemical Company) •Khalifa M. Al Khalifa MFC, CRA, CICA Director of Internal Audit •Mary J. Williams, MBA, CAM, CEP, CFS, CPM, CTS, MFP, RFC - Honorary Global Advisory Board •Brigitte Jaward-Hachem MFM, CEO American Center for Educational & Professional Services - Honorary Global Advisory Board •Husam Ali Hussein, CCO, CRMA, CFE – UAE Government - Honorary Global Advisor UAE •P. ANSHU, MFP®, CFP CM, AIII, FINRA 7/24/66, Six-Sigma(GB), Founder Chairman (BFSI Gurukul)- Hon. Global Advisor Asia and India " •Solomon Kwasi Kyei, MBA, AMA, CIMA Adv. Dip MA, BSc. - Honorary Global Advisory Board •Engr. Syed Farhan Hussain Rizvi | P.E., B.E (Electrical), MPM, CIPM, CDCS, CDCP, ITILF, HPCP, HPCSA, HPAPC, MCTS, MSCA, MCSA:Messaging, MCP, CCNA | Project Manager, Technology Consultant & Solution Architect | AAPM USA Honorary Global Advisor •Mr. Jaime Arroyo, MBA, MISM, MPM, Information Systems Executive - AAPM® Honorary Global Advisory Committee Member
** The AAFM ® Super Board of Standards is responsible for
keeping the standards of AAFM at the highest level which includes approving accredited schools and colleges
such as ABA AACSB ACBSP EQUIS and government recognized programs. Administrative decisions for the Global
Certification and Accreditation Operations are solely subject to the company law, operating agreements, and or
bylaws** Faculty Award Winners, Honorary Advisors, Advisory Council Members, and general members can not
legally act or speak for the organization nor counsel or advise the organization in any legal capacity. The
AAFM Board Ceased to Exist in 2014. The GAFM Global Academy of Finance and Management now owns all
certifications of the former American Academy.
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A financial analyst securities analyst, research analyst, equity
analyst, or investment analyst is a person who performs financial analysis for external or internal clients
as a core part of the job. Financial analysis (also referred to as financial statement analysis or
accounting analysis or Analysis of finance) refers to an assessment of the viability, stability and
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Management consulting is the practice of helping organizations to improve
their performance, primarily through the analysis of existing organizational problems and development of
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Management accounting or managerial accounting is concerned with the
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basis to make informed business decisions that will allow them to be better equipped in their management
and control functions. Cost accounting is a process of collecting, analyzing, summarizing and evaluating
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